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Required documents typically include proof of identity, address, income, employment, and bank statements.

Approval and disbursement times vary by lender. Some can process and disburse funds within a few hours to a few days.

Qualification depends on factors like your credit score, income, employment history, and debt-to-income ratio. Lenders will assess these to determine your eligibility.

Yes, lenders may charge origination fees, late payment fees, prepayment penalties, and other charges. It's important to review the loan agreement for detailed fee information.

Repayment is usually done in fixed monthly installments over the loan tenure. Automatic deductions from your bank account can be set up for convenience.

Yes, most lenders allow prepayment or foreclosure, but some may charge a fee. Check your loan agreement for specific terms.

Missing a payment can incur late fees and negatively impact your credit score. Consistent non-payment may lead to legal action and difficulty obtaining future credit. dolor brunch.

Generally, a personal loan does not require a guarantor, but it may be necessary for those with a lower credit score or unstable income.